Come pick up your repo package today, or request next-day delivery in much of California!

More than 200 sample California Repossession Agency practice questions with verified correct answers, 150 pages of datasheets with graphics, plus A LOT more!


CALL 818-883-6969 NOW FOR 3 FREE VERIFIED QUESTIONS FOR RA LICENSE TESTING!

California Repossession Agency
2013 License Examination Test
consultation, licensing test information,
study material, sample forms,
and much more!


California Repossession Agency license examination test study guide logoPass the repossession license testCalifornia license exam test for repossession agency

Our large (but affordable!) package for
our copyrighted 2012-2013 California Repossession Agency
RA Study Preparation Material and Business Help
5-pound 'Repo Package'
UPDATED FOR 2013!
is well-known and used by repossessors CA statewide!

One section includes more than 200 sample California Repossession Agency practice questions with verified correct answers, and 150 pages of datasheets with graphics, and much more!   No need to waste the time & cost of attending a seminar: you can easily learn these at home and pass NOW!
Failed the repo test? Don't give up: let us help!

Take a few minutes to read the secret details listed below

Click here to request a few
sample repo license test study questions,
IF you are planning to take the RA exam

(BE SURE to include your NAME, city, and PHONE NUMBER)
or just call 818-883-6969 instead!


We can help you go & pass the licensing test just 3 hours from now if you wanted to.

Call 818-883-6969 for a VALUABLE 10-minute informative licensing discussion!

2012 TESTIMONIAL: "I passed! Your information was great-- it covered everything. It helped me so much!" - NS

Written and compiled by a person who has been hired by BSIS
for the re-write of another BSIS test, thus learning some 'secrets'
behind writing their 'answer choices' and other test-question ideas
!
--also: author/compiler has taught California PI, PPO, and
other BSIS at private schools and universities since 1988,
and has easily passed multiple BSIS licensing examinations himself!--

Additionally, author has a law degree and 3 years of law school,
allowing him to explain the legal portions to you more simply than others.


Many people have called our 150 pages of datasheets with graphics
'like Giant Flashcards'!


We are thePIgroup!thePIgroup.com 4000 members nationwide.

Only we have the NEW study material for the 2013 California repossession testing!

Call 818-883-6969 for more information.



ship by ups

These additional options are often available-- ask for details:


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2012 TESTIMONIAL: "Your package was like a 'Repossession Academy'. Very thorough, included so many items I would have never known." - CP

THIS 2013 REPOSSESSION EDITION HAS MORE GRAPHICS & PHOTOS THAN ANY BEFORE!

We have helped more than 3500 persons pass their state licensing tests; more than 300 in the past year!



State Repossession Agency license
testing details, California:


--120 minutes allowed to complete test

--100 questions on test
(but with 5 different tests, that means you need to know the answers to several
hundreds of questions to be sure to be able to pass any of the tests they issue to you!
Those who have failed 2 or more tests can tell you: different questions each time. )


--you have 72 seconds per question to: repo agency license test
A) read and comprehend the entire question (sometimes several sentences long);
B) read through each of 4 answer choices, some lengthy, some very similar to each;
and C) decide on the best answer choice.


--Testing is at more than a dozen locations in California, and at
10 locations in other states, given most Mondays through Saturdays.

--California testing locations alphabetically (subject to change):
Anaheim, Atascadero, Bakersfield, Carson,
El Monte, Fresno, Hayward,
Redding, Riverside,
Sacramento, San Diego, Santa Clara, Santa Rosa

--80% correct required to pass
(the 3 other BSIS licensing tests are only 70% or 71%!).


REQUIREMENTS TO TAKE THE REPOSSESSION LICENSING TEST

An individual, partnership, or corporation seeking licensure as a repossession agency must specify in the application
the individual who will manage the business on a day-to-day basis. This individual is called the Qualified Manager.
(An owner, partner, or corporate officer may serve as the Qualified Manager, or may hire someone to fill this role.)

Qualified Managers must spend at least 51 percent of their time in active control of the business and must meet the following requirements:

  • Be 18 or older

  • Undergo a criminal history background check through the DOJ and the FBI

  • Have two years (4,000 hours) of experience within the last five years as an employee of a licensed California repossession agency
    OR

    two years (4,000 hours) of recent legally acquired experience recovering personal property sold under a security agreement in California
    (while working as an employee of a financial institution or vehicle dealer)


repo license seminar We are NOT a boring seminar!   
We are NOT a boring online prep! repo license test online


Why doesn't the state tell you this?:

--The 4 main tested areas for 2013 are (percentages can slightly vary test-to-test):
'Management' (24%), 'Repossession Procedures' (38%),
'Processing of Reports' (21%), and 'Release and Disposal Procedures' (17%).

And within each 'tested area' listed above are many declared 'sub-areas'!

---'Management' (24%) has the sub-areas of 'Compliance' (7%),
'Procedural Requirements' (12%), and 'Training' (5%).


---'Repossession Procedures' (38%) has the sub-areas of 'Verification' (10%),
'Notification' (11%), 'Storage' (7%), and 'Repossessing Collateral' (10%).

---'Processing of Reports' (21%) is about 'condition reports', 'notices of seizure',
'inventories', 'law enforcement notifications', and more.


---'Release and Disposal Procedures' (17%) has the sub-areas of
'Release of Collateral' and 'Processing of Personal Effects'.


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Repossession Business and Professions Code 'Study Statutes' sections:
breaking down that big confusing Licensing Code into smaller sections, and by topic
!



--Many applicants fail the written exam.


--
Many versions of the test (fail, and you are later re-tested with a different test).
(You need to be prepared to pass all of the many versions of the RA test, not just one!)

---OUCH! Can you name 2 things a repo agency can
do that can bring the repo agency $5000 fines each?---


ppo license test secrets: Just like at DMV, you need to know all the tests to pass whichever one they give you.

--You receive your exam results immediately at the end of the test.
If you pass, you will be told 'Pass', with no score given.
If you fail, you will be given a numerical score
,
but they will NOT tell you which questions you answered wrong.

--If you get a CA RA license in early-2013, you will be about #169x-#1700

(RA #169x was issued in January 2013).

--When you pass the licensing exam, and then you pay for the license,
you become both a 'Licensed Repossession Agency' and a 'Qualified Manager'.


--testing is done on computer at the designated test sites

--We also include advanced topics & data not needed for testing but to implant
the knowledge now that will be helpful once your repo business is going!

--results immediately


Alert: repo fail to pay taxes Also new:

We include information on the new BSIS
'Potential License Denial or Suspension for Failure to Pay Taxes'



PPO test issues We hear the same thing, every week:
"The repo material from the State didn't help at all".
- or -
"The repo stuff the State sent me was only good for less than 10 of the 100 questions".
- or -
"I have failed the repossession license test 3 times, and each time it was a different test".

Well, this is TRUE. And here's why-it-is-what-it-is.
The State is here to regulate you, NOT to educate you.

They provide you information on things that they can fine ($) you for.
They do NOT help you with the majority of the test.
It is an 'experienced-based' examination.
Most of the test is about knowledge you supposedly have from not only from
repo work, but also from running a business and from being an employer.

The truth is: you do not know these things, causing most to fail.


ACO test questions ACO license practice quiz pass the alarm company operator exam seminars

Now includes more Collateral Recovery Act
'Quick Quiz
' tests with verified correct answers:

cutting that Collateral Recovery Act's statutes into smaller bite-size sections
!


Don't choke ACO license topics studywhen you see the 100+ topics listed below!

BONUS: Pass with our material, website for private patrol operator we can make you a simple webpage FREE!
(If you don't have a webpage, the public & businesses can't find you to hire you.)

California repossession agency license test Now includes far more 'KEY-FACTS KNOWLEDGE DATASHEETS' to increase your test score!private patrol operator practice tests

--HERE ARE THE SECRETS!
Testing, business help, and/or study topics include:
the extensive 'Collateral Recovery Act'
section of the Business & Professions Code

(formerly known as the 'Repossessors Act'),
general provisions, administration, employees,
office regulations, business practices, tow vehicles,
California Code of Regulations, locating, towing,
California Business & Professions Code, records,
Rosenthal Fair Debt Collection Act, identification,
motorhomes, RVs, motorcycles, mag wheels,
finding drugs, finding guns, finding combustibles,
finding food, disciplinary proceedings, prohibited acts,
California Vehicle Code, US employment eligibility,
police notification requirements, custom wheels,
repossessing motorcycles, repossessing motorhomes,
repossession completion point, required statements,
defense, employee registration requirements,
California Labor Code, privacy, tax withholding,
related laws, prohibited acts and citations, LiveScan,
conduct of business, legal proceedings, inventory,
Notice of Seizure, damage during/after repossession,
California Financial Code, California Civil Code,
California Government Code, sexual harassment,
Unemployment Insurance requirements,
release of personal effects without a written inventory,
release of personal effects to person other than debtor,
law enforcement ordering you to release personal effects on-scene,
the 4 possible releases of the confidential written inventory,
repossessor tow vehicles and use of safety chains,
repossessor tow vehicles and their license plates,
repo license suspensions due to non-payment of taxes,
Repossession Orders, Repossession Release Orders,
Vehicle Condition Reports, repossessing from driveways,
towing vehicles with expired plates, repossessing from carports,
law enforcement notification requirements, camper shells,
employment, Workers Compensation, sexual harassment,
bankruptcy, trust accounts, DMV information access,

verifying collateral prior to performing a repossession,
locating collateral, verifying collateral, consumer privacy,
retention of files, billing procedures, auto liability insurance,
record retention, appraisal restrictions, vehicle releases,
Notice of Violent Act forms, dishonesty bonds, fidelity bonds,
tow company insurance is NOT repossession company insurance,
the 4 acceptable types of assignment forms, and more--

(Of course we don't list all the secret topics here,
or you might not call for our material!)



Our anti-copy 'ghostrepo agency     printing' of dark embedded-word watermarking helps us fight piracy!
Come pick up your repo package today, or request FREE next-day delivery in Southern California!

pi license califrniafirearm questions for PI license testPI license sexual harassment

Now includes a 22-page
'Sexual Harassment In The California Workplace'
section!

Important not just because there are might be license test questions
about sexual harassment
, but also because this can be a source
of lawsuits against licensed California Repossession Agencies.

Including datasheets of:
--What is Sexual Harassment?
--Examples of Sexual Harassment
--When is the Employer liable for Sexual Harassment?
--Methods to reduce or prevent Sexual Harassment
--What is 'Quid Pro Quo' Sexual Harassment?
--What is 'Hostile Workplace Sexual Harassment'?
--State and Federal government-issued information about sexual harassment
--Sexual harassment training of your company supervisors
---and more!



california repo agency practice test questionsPass the repossession license testCA repossession agency test questions

Our copyrighted and detailed

California Repossession Agency
Study Material & Business Help
5-pound '2013 CA Repo Package'
INCLUDES:
(numbered below for easy discussion if you call us!)

(Another 'secret' for you, from a 20-year BSIS-teacher:
Multiple-choice is a good way to test somebody,
but it is the very very WORST way to study!
Don't worry-- we know the best way.)


1. --current version,
full general California Repossession Agency licensing information--



+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
repo license test 2. --more than 200 sample practice questions with verified correct answers
specifically just for repo test portions dealing with the lengthy & confusing
State of California Business & Professions Code 'Collateral Recovery Act' and more!


+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

3. --A copy of the confusing 'Collateral Recovery Act'--

150 pages of datasheets with graphics graphics for California PI test enhance our 2013 repo study material!

4. --sample practice questions and/or data with verified correct answers
specifically just for test portions dealing with the
lengthy & confusing State of California Vehicle Code

5. --sample practice questions and/or data with verified correct answers
specifically just for the test portions dealing with the
lengthy & confusing State of California Labor Code


6. Per the State of California, a Repossession Agency
'contracts with a legal owner to locate or recover personal
property that has been sold under a security agreement'
;
so, since repo agencies are allowed to do this 'locate' work,
material for investigating is separately available at a special rate!


+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
ppo license test important7. --sample questions and/or information about
California Labor Code topics
that most RA applicants can not properly answer--


important ppo license test8. --sample questions and/or information about
the correct employee tax terms, and sample tax forms,
that most new RA businesses are confused by (9 pages)--


private patrol operator exam important9. --sample questions and/or information about
verifying eligibility of your employees to work in the US:
the proper federal form to use, and instructions for
its completion & retention (6 pages)--


california ppo licensing important10. --sample questions and/or information about the
quarterly wage and withholding report required of California employers:
the proper form to use, and instructions for its completion & filing (4 pages)--


ca private patrol license test important11. --sample questions and/or information about
the reporting of newly hired employees in California:
the proper form to use, why this is required,
and instructions about required time for reporting (3 pages)--


ppo test important12. --sample questions and/or information about
the relatively-new State of California law requiring
mandatory sexual harassment training of supervisors--


important patrol operator questions13: ***--a private consultation, up to one hour, with a highly-experienced expert with
30-years private business industry experience, VALUABLE information
(this can re-direct your plans, or put them on the realistic real-world track) --***


important PPO license insurance14. --If a California RA who is an employer
fails to have Workers' compensation insurance:
basic data about this misdemeanor, including fines, penalties, and other costs--


important patrol operator questions15. --the real facts on when to pay employees 'over-time' or 'double-time'
(stop relying on old-wives' tales and other wrong information)
--


+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

16. --current version,
'Frequently Asked Questions:
Repossession Agency Qualified Manager' (3 pages) -

17. --current version,
'Scheduling the Repossession Agency
licensing examination or reexamination' (2 pages)-


18. --current version,
'Branch Office Registration Application'--


19. --current version,
'BSIS Licensee
Request For Change Of Address' form--


20. --field manual,
'Is It Valid:
California Driver License
& Identification Card
Verification Procedures',
by the State of California
Department of Motor Vehicles;
includes 6 pages specifically about the current
licenses and ID, including enlargements (16 pages)--


21.--a copy of the Constitution of the United States (26 pages)
(think about 'hearsay', 'searches', 'privacy', etc)


22.--case/client management software listings

23. --current version,
BSIS 'Report of Incident' 2 page form
(for any incident involving a physical altercation
or the use of a deadly weapon while working as
a licensee, a QM, or an employee of a licensee;
file per time requirement or you are fined )--


24. --So many people that fail the repo license test report that they
didn't finish the test, but that they 'only missed it by one question'.
We share the SECRET that could have got them a passing grade!--

25. --current version,
'Consumers Guide To California Repossession Practices' (28 pages)
(know how the public sees repossession)--


26. --sample, Repossession Agency owner identification--

27. --sample, repossession agency registrant/employee identification--

28. --sample, repossession agency registrant/employee temporary identification--

29. --Law change regarding repossession registrants/employees--

30. Vehicle Code section, enlarged, 'Notification of Repossession'

31. --current version,
'Repossession Agency Fact Sheet' (4 pages)-


32. --information on the one reliable self-defense weapon
that any repossessor can carry with NO permit needed--

33. --How to quickly get a 'social security number' (an E-I-N) for your business,
so you don't have to give out your personal social security
number to your business & government clients)


Students retain more information if it includes VISUAL cues, so we include more information-supporting datasheets with photos or drawings!

34. --Investigating a sexual harassment complaint involving your employee;
guidelines, including 2 tips that can greatly reduce your own legal exposure (5 pages)--


35. --Why you should run a DMV record check on a prospective employee,
even if it is not for a driving position--


36. --5 past changes to the Collateral Recovery Act that you should be aware of
(7 pages) -
-


37. --a 4-page fact-sheet from the Federal government on 'Vehicle Repossession';
you should know what consumers are taught about repossession by the Feds! -
-


38. --CA Unemployment Insurance requirements and penalties--

alarm capacitors for ACO license test39. --Key-facts knowledge datasheet: 'Repossession and motorcycles'--

alarm capacitors for ACO license test40. --Key-facts knowledge datasheet: 'Repossession and motorhomes/RVs'--


NOTE: some copies of public-domain local, state & federal documents
and other items provided as a courtesy and at no additional cost to you;
many have been improved from their original presentation into better for your use!


alarm capacitors for ACO license test41. --Key-facts knowledge datasheet: 'Repossession and custom wheels'--

alarm capacitors for ACO license test42. --Key-facts knowledge datasheet: 'Repossession and camper shells'--

alarm capacitors for ACO license test43. --Key-facts knowledge datasheet: 'Inventories and finding drugs'--

alarm capacitors for ACO license test44. --Key-facts knowledge datasheet: 'Inventories and finding guns'--

alarm capacitors for ACO license test45. --Key-facts knowledge datasheet: 'Inventories and personalized license plates'--

alarm capacitors for ACO license test46. --Key-facts knowledge datasheet: 'Inventories and finding food/perishables'--

alarm capacitors for ACO license test47. --Key-facts knowledge datasheet: 'Inventories and finding combustables'--

alarm capacitors for ACO license test48. --Key-facts knowledge datasheet: 'Inventories and dash-top GPS units'--

alarm capacitors for ACO license test49. --Key-facts knowledge datasheet: 'The exact point when a repossession is considered 'complete''--

alarm capacitors for ACO license test50. --Key-facts knowledge datasheet: 'Police notification requirements after a repossession'--

alarm capacitors for ACO license test51. --Key-facts knowledge datasheet: 'Damage to a vehicle during or after a repossession'--

alarm capacitors for ACO license test52. --Key-facts knowledge datasheet: 'The facts: Notice of Seizure'--

alarm capacitors for ACO license test53. --Key-facts knowledge datasheet: 'Required statement that must be on Inventories'--

alarm capacitors for ACO license test54. --Key-facts knowledge datasheet: 'Some repossession Do's and Dont's'--

alarm capacitors for ACO license test55. --Key-facts knowledge datasheet: 'Repossession from carports'--

alarm capacitors for ACO license test56. --Key-facts knowledge datasheet: 'Repossession from driveways'--

alarm capacitors for ACO license test57. --Key-facts knowledge datasheet:
'Towing rules about a repossessed vehicle that has expired registration'--


alarm capacitors for ACO license test58. --Key-facts knowledge datasheet: 'The one-hour rule: Vehicle Code 28'--

alarm capacitors for ACO license test59. --Key-facts knowledge datasheet: 'Vehicle Condition Reports'--

alarm capacitors for ACO license test60. --sample, blank: a Vehicle Condition Report form--Repossession Condition Report
reo agency paydays61. --sample questions and/or information about
California law regarding 'pay days' for employees
and related recordkeeping of wages (2 pages)--


alarm capacitors for ACO license test62. --Key-facts knowledge datasheet: 'The 2 things to know about LiveScan'--

Repossession Agencies and unpaid taxes63. -DataSheet: The new BSIS
'Potential License Denial or Suspension for Failure to Pay Taxes'


alarm capacitors for ACO license test64. --2012 version of the State of California's repo examination outline--

alarm capacitors for ACO license test65. --Key-facts knowledge datasheet: 'Special rules: Repossessor's tow vehicles and their safety chains'--

repo test66. --sample, 'Repossession Order' form--

repossession test67. --sample, 'Repossession Release Order' form--

repo testing68. --sample, 'Repossession Order' form--

alarm capacitors for ACO license test69. --Key-facts knowledge datasheet: 'Special rules: Inventory (written document) release circumstances'--

alarm capacitors for ACO license test70. --Key-facts knowledge datasheet: 'If on-scene law-enforcement tells you to release personal effects'--

alarm capacitors for ACO license test71. --Key-facts knowledge datasheet:
'Special rules: Release of personal effects without doing an Inventory (written document)'--


alarm capacitors for ACO license test72. --Key-facts knowledge datasheet:
'Special rules: Release of personal effects to someone other than Debtor'--


repo employee steals client73. ---Key-facts knowledge datasheet: 'When your employee tries to steal your client'---

alarm capacitors for ACO license test74. --Key-facts knowledge datasheet: 'Special rules: Repossessor's tow vehicles and their license plates'--

alarm capacitors for ACO license test75. --Complete text: 'The Robbins-Rosenthal Fair Debt Collection Practices Act'--

repo license workers compensation insurance76. ---Key-facts knowledge datasheet: 'Five questions about Workers Compensation insurance
coverage that a repossession agency owner must be able to answer!' (with answers)--
-


alarm capacitors for ACO license test77. --Key-facts knowledge datasheet: 'State law-- Employing your own family members'--

alarm capacitors for ACO license test78. --New 2012 law restricting use of credit reports in connection with employment--

alarm capacitors for ACO license test79. --A 22-page compilation of key-facts knowledge datasheets:
a 'Sexual Harassment in the Workplace' section--


repo test80. --sample, 'Notice of Violent Act' 2-page BSIS form--

repo test81. --Key-facts knowledge datasheet: Reporting rules following a 'violent act'--

repo test82. --Key-facts knowledge datasheet: Fidelity (Employee Dishonesty) Bonds--

repo test83. --Key-facts knowledge datasheet: What insurance must you have if you only have one employee?--

repo test84. --Key-facts knowledge datasheet: the new plastic Photo ID for repossession agency QMs and registered employees--

repo test85. --Key-facts knowledge datasheet: Site inspections by BSIS and what/where you must make available--

repo test86. --Key-facts knowledge datasheet: What four types of 'Assignment Forms' are acceptable?--

repo test87. --Key-facts knowledge datasheet: The rule about repossession licensees appraising collateral--

repo test88. --Key-facts knowledge datasheet: How bankruptcy affects a repossession--

repo test89. --Key-facts knowledge datasheet: Why a repossession agency needs more than one checking account--

repo test90. --Key-facts knowledge datasheet: Trust accounts--

repo test91. --Key-facts knowledge datasheet: The rules about repossession assignments made by telephone--

repo test92. --Some rules & fines about money collected--

repo test93. --The actual statutes about 'Violent Acts'--

repo test94. --Key-facts knowledge datasheet: The 2 possible points which determine the 'completion point' of a vehicle repossession--

repo test95. --Key-facts knowledge datasheet: The 2-sided DMV form used for sales of repossed vehicles--

repo test96. --Key-facts knowledge datasheet: When and how a repossession agency can access DMV records--

repo test97. --Key-facts knowledge datasheet: A popular source for insurance and bonds for repossession agencies--

repo test98. --Key-facts knowledge datasheet: Commercial tow-truck insurance coverage--

repo test99. --Key-facts knowledge datasheet: TOW insurance is not the same as REPO TOW insurance--

repo test100. --Key-facts knowledge datasheet: State-issued definitions of 'Tow truck' and 'Repossessor's tow vehicle'--

repo test101. --Key-facts knowledge datasheet: Repossession and the California Civil Code--

repo test102. --Key-facts knowledge datasheet: Repossession and 'Breach of the Peace'--

repo test103. --Key-facts knowledge datasheet: Repossession and the Fair Debt Collection Practices Act--

repo test104. --A list of a dozen citations issued to actual California repossession agencies, including the fines paid--

repo test105. --3 pages about BSIS's 'Veterans Come First' program--


106. --and more!-
-



Much of the material is copyrighted: Many 2013 edition pages bear distinctive colored stamps, dark 'ghost print' embedded-word watermarking, hidden inclusions, and/or serial numbers!


From a 25-year teacher of California BSIS licensing skills and test help:

CA repo license test exam

WORST possible study methods:
1) Seminars, and 2) studying with multiple-choice questions
(low retention percentage, too many words per actual needed knowledge)

BEST possible study method:
reading Question/Answer, Question/Answer
, Question/Answer,  . . .
(data direct to memory, higher word priority)



Contact us for information about our detailed
California Repossession Agency licensing and test preparation package.

Ask about other available options,
including overnight delivery
and same-hour delivery!


Got 10 minutes? Call 818-883-6969 for the most
valuable licensing phone conversation you will ever have!



veteran for BSIS Veterans Come Firstfirearm questions for PPO license testVeterans Come First BSIS

Recently BSIS introduced the 'Veterans Come First' program.

In order to assist veterans in their transition from military service
to civilian employment, the Bureau of Security and Investigative
Services (BSIS) has implemented the Veterans Come First Program.
This program offers priority services to veteran applicants and assists
veterans by leveraging their transferable military experience and
training in order to meet all or part of the Bureau’s licensing qualifications.

The BSIS Veterans Come First Program provides the following support for veteran applicants:

You can receive reimbursement from the Department of Veterans Affairs
(VA) for many of the licensing and certification tests the State of California
administers.  The Alarm Company Operator Qualified Manager
license testing fee has been approved for VA reimbursement
.

Program details included.


Simulated Testing for
Repossession Agency
license testing


California Repossession Agency license examination test preparation

Also available is our on-line text that includes simulated practice license test
questions for the California Repossession Agency RA license examination test,

a simulator to a computer-testing as it advises time limitations to answer.

See www.thePIgroup.com/seminars.htm for more information about this option.


Don't waste time with study help that doesn't include a PASS guarantee!
Ask anyone who says they can help you with this test:
"How many people have you helped to pass
a
state licensing test in the past year?"

I have helped more than 3500 people
to pass their state licensing tests.

Only I have helped more than
300 to pass in the past year-
NOBODY else has helped even 30 in the past year!

Having been actually hired by BSIS as an SME (Subject Matter Expert) for
the re-write of another BSIS license test gives me insight NOT available elsewhere.
Those 3 days spent in Sacramento with the CA state test-writers SAYS IT ALL.


The State of California sent me a round-trip airplane ticket.
The State of California gave me a hotel room for 3 days.
And the State of California paid me for my 3 days of time.

So, I KNOW how the tests are written and WHY.

(And I have the 'Thank you' letter that followed from BSIS on my wall!)



FlashCards

Flashcards for the California repossession agency license examination test

Also available are our smaller FlashCards of vocabulary and practice license test
questions for the California Repossession Agency license examination test.

Pocket-sized as to study anywhere you go,
they include instructions for studying them using the 'Leitner System'
(a proven way of increasing the retention of data from flash cards).

These are NOT generic 'nationwide PI' flashcards!


At any of the 13 PPO test locations, ppo test center you will be surrounded by other test-takers.

Go in prepared better than the others!


A SECRET!

Studying on-line, or on a CD, or attending a seminar,
is an ineffective waste of time.

Reading our high-quality printed paper repo study materials with memory-helping graphics,
over and over, studying around your daily duties,
or sitting in your car, or even while resting in bed,

is FAR more effective then trying to study on-line or on a CD or at a 'seminar'.

Do one final review while parked outside the test center for your repo test appointment!




Written and compiled by a person who has been hired by BSIS
for the re-write of another BSIS test, thus learning some 'secrets'
behind the wording of their 'answer choices' and other test-question ideas!

--also: author/compiler has taught BSIS laws and rules at schools since 1991,
and has easily passed multiple BSIS licensing examinations himself!--

Additionally, author has a law degree and 3 years of law school,
allowing him to explain the legal portions to you more simply than others.



BEWARE OF USING THE WRONG MATERIAL TO PREPARE WITH!
Blunt and to the point: there is some worthless 'junk' out there,
promoted as 'helpful for repossession agency tests'. Buyer beware.
We have assisted many who failed after trying alternate choices.


OUCH! Taking advantage of excited viewers of those several silly/phony
TV shows about how cool the repo business is, some people are making big
$$$$$ by selling 'Anyone Can Start A Great Repo Business"-type books:
but they fail to advertise that specific paid experience in CA is required first!
Call us for the exact BSIS licensing requirements, even for an application.


Your connection for CA PI test help: thePIgroup.com Avoid the clowns.
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From the State of California:

REPOSSESSION AGENCY

Repossession Agency, Qualified Manager, or Repossession Agency Employee

Requirements for Licensure

A Repossession Agency contracts with a legal owner to locate or recover personal property that has been sold under a security agreement.

In order for a company to seek licensure as a repossession agency, the Qualified Manager (see below) must have passed the licensing examination. In addition, each individual applicant, partner, or corporate officer must be 18 or older and must undergo a criminal history background check through the California Department of Justice (DOJ) and the Federal Bureau of Investigation (FBI).

To apply for a company license, submit a completed application, an $825 company license fee, two recent passport-quality photographs and a Repossessor Agency Live Scan form signed by the Live Scan Operator. A $32 DOJ fingerprint processing fee and a $19 FBI fingerprint processing fee must be paid for each applicant at the Live Scan site. Send your application package to the Bureau of Security and Investigative Services, P.O. Box 989002, West Sacramento, CA 95798-9002.

(A qualified manager who is also an applicant, partner, or officer is not required to send in another set of fingerprints or pay another fingerprint processing fee.)

Note: Local government may also require registration but may not charge a fee.

Qualified Manager

An individual, partnership, or corporation seeking licensure as a repossession agency must specify in the application the individual who will manage the business on a day-to-day basis. This individual is called the Qualified Manager. (An owner, partner, or corporate officer may serve as the Qualified Manager, or may hire someone to fill this role.) Qualified Managers must spend at least 51 percent of their time in active control of the business and must meet the following requirements:

Submit a completed application with two recent passport-quality photographs, a $325 application fee and a Repossessor Agency Qualified Manager Live Scan form signed by the Live Scan Operator. A $32 DOJ fingerprint processing fee and a $19 FBI fingerprint processing fee must be paid for each applicant at the Live Scan site. Send your application package to the Bureau of Security and Investigative Services, P.O. Box 989002, West Sacramento, CA 95798-9002.

Repossession Agency Employee

Employees hired by a repossession agency to recover property must be registered with the Department of Consumer Affairs. To be eligible to apply for registration as a repossession agency employee, you must meet the following requirements:

Once you have submitted your application and the appropriate fees, you may work for 120 days with a temporary registration if you do not have a record of any felony convictions and have not committed any violations of the Collateral Recovery Act or any other acts constituting grounds for denial.

State registration is not required of clerical employees or others whose duties do not include actual repossessing.

Note: Whenever you change employers, you must reregister within 15 working days. Submit a re-registration application and $30 fee to the Bureau of Security and Investigative Services, P.O. Box 989002, West Sacramento, CA 95798-9002.

Applications for registration as a repossessor employee are available from repossession agencies. To request an application for licensure as a repossession agency or qualified manager, call 916-322-4000 or 1-800-952-5210, or visit our Web site at www.bsis.ca.gov



MORE from the State of California:

Frequently Asked Questions - Repossession Agency (RA)

  1. How long after the application is submitted will it take to process?

    The complete processing of the application may take approximately three to six months.

  2. What forms must be included in the application package?
    • Application for License (Form 31A-4)
    • Personal Identification (Form 31A-9)
    • The second copy of the Live Scan form (BCII 8016) signed by the Live Scan Operator.
    • Two recent passport quality photographs
    • Request for Authorization of Business name [(Form 31A-12 (if applicable)]
    • Corporate applicants only: endorsed Articles of Incorporation or the Statement by a Foreign Corporation (if filed with the Secretary of State)

    Corporate applicants only: endorsed Articles of Incorporation or the Statement by a Foreign Corporation (if filed with the Secretary of State)

  3. How long is a Repossession Agency license valid?

    The Repossession Agency license is valid for two years.

  4. How does a Repossession Agency renew its license?

    Prior to the expiration of the license, the applicant may receive a renewal application mailed to the last address of record. If you do not receive a renewal application, you should submit a copy of your license/certificate with a written request for renewal, including the fees for renewal (see fee schedule) and mail to:

    Bureau of Security and Investigative Services
    P.O. Box 989002
    West Sacramento CA 95798-9002

    (This must be submitted before the expiration date.)

  5. When does a Repossession Agency's license become delinquent?

    The Repossession Agency's license is delinquent one day after it expires. If you fail to submit renewal fees by the expiration date, you must pay the renewal fee and the delinquent fee.

  6. How long after the expiration of my license am I able to renew my license?

    If after three years you fail to renew a delinquent license you must submit a new application and begin the application process again.

  7. How do I verify receipt of my Repossession Agency application?

    Contact the Bureau at (916) 322-4000 for a status on a pending application or any additional information.

  8. How do I notify the Bureau of my change of address?

    You must notify the Bureau in writing within 30 days of such a change. Be sure that you include your license number, name, previous address, new address, date of birth and Social Security number. Please print information.

  9. How do I change my business name?

    In order for you to change your business name, you must submit a written request to the Bureau. Submit at least six names for consideration. The first name requested will be approved unless the name could be confused with or is similar to any federal, state, county, or municipal government function or agency or to any law enforcement agency, or in any name which may tend to describe any business function or enterprise not actually engaged in by the applicant/licensee under that name.

    *Until an approval is received, you may not operate under your requested new name.

  10. If I lost, destroyed or damaged my Repossession Agency license, how do I obtain a duplicate?

    You may request a duplicate license by submitting a written request, explaining the circumstances, with a $10 fee to the Bureau. Please allow four to six weeks for replacement.

  11. The name/address was misspelled on my license. Is there a fee for a new one?

    No. An error on a license should be returned for correction to the Bureau without charge. A correction will take approximately three to four weeks. Please clarify the error in writing and return the license.(This is not for address changes when submitted after a renewal was paid and already mailed)

  12. Can a Repossession Agency use a post office box for an address?

    Yes. The Repossession Agency must state the location of the business office by street name, number and city. The Repossessor Agency may list a post office box only if mail delivery to the physical location is not possible or if the place of business is located at the licensee's residential address. In addition, no licensee shall conduct business from any location other than the location for which a license or branch office registration was issued.

  13. How long does it take to process the new license after a request for name change and/or address change or change of branch office has been made?

    The processing time will vary, typically a name change and/or address change or branch change will take approximately four to six weeks.

  14. There has been a change in the type of ownership/entity after receiving the repossession agency license. What do I have to do?

    Licenses are not transferable or assigned to new entities. A change of ownership constitutes a new entity. You must submit a new application with appropriate fees. For example: if you apply and become licensed as a sole owner and later decide to form a partnership or corporation, you must apply for a new license.

  15. Who can repossess my car, truck, motorcycle, or other vehicle?

    The legal owner, and the repossessor agency employee of a repossession agency.

  16. Does the legal owner have to notify me before taking my vehicle?

    No. The legal owner is not required to notify you before your vehicle is repossessed. However, the legal owner must notify you in writing within 60 days that you have 15 days to arrange to get your car back before it is sold. If the vehicle was repossessed by a licensed repossession agency, the agency must notify you within 48 hours that they have repossessed your vehicle and must furnish you with a list of the personal items in the vehicle at the time it was repossessed.

  17. Can they repossess my vehicle if I have only missed one payment?

    Yes. The conditions under which the vehicle may be repossessed are subject to the terms of the sales contract signed by you at the time you bought your vehicle. However, some legal owners will work with you to bring your payments up to date, even though they are not required by law to do so. If you expect a problem in making payment, you should contact the legal owner to make other arrangements for payment.

  18. Can they take my car at 4 a.m., or while I am in the grocery store?

    As long as the repossessor agency employee does not enter any private building or any secured area he or she may take your vehicle at any time from any location. This does not mean that the repossessor agency employee can do anything that is illegal. The repossessor agency employee must obey the same laws that pertain to everyone.

  19. Can a repossessor agency employee agent break my gate, unlock my garage, move other vehicles, or trample my landscape while trying to take my car?

    No. repossessor agency employees are prohibited from entering any private building or secured area without the consent of the owner or the person in legal possession of the property. This includes any locked and fenced area. Any damage to buildings, fences, landscaping, or other vehicles should be reported to the police. In addition, a complaint should be filed with the Bureau. To get your money back for damaged personal property or real property, you will probably have to go to small claims court or hire an attorney. The Bureau has no jurisdiction to get your money back for damaged personal property.

  20. Should I hide my vehicle or physically protect it from the repossessor agency employee?

    No. A repossession agency with authorization from the legal owner will attempt to take your vehicle for the legal owner. If you hide the vehicle to avoid repossession, you may give up your right to continue with the same contract with the legal owner.

  21. Can a repossessor agency employee threaten my family or me?

    No. A repossessor agency employee may not use violence or force in attempting to repossess a vehicle. If violence or force occurs, contact the police immediately. A repossessor agency employee may not use false or misleading statements or make threats in order to take your vehicle.

  22. What happens to my personal belongings in the car after my car has been repossessed?

    Licensed repossession agencies are required to make a list of all personal belongings found in a vehicle at the time of repossession. They are required to send you at your last known address of record, within 48 hours, a notice containing this list and informing you how to recover your personal belongings and the amount of storage fees owed, if any.

  23. Are my spare tire, tape deck, and mag wheels considered part of my personal belongings?

    Items such as tape deck or mag wheels, which are installed as a permanent part of the vehicle generally, remain with the vehicle. So do items such as a spare tire or tire iron, which are normal equipment for a vehicle to carry. However, any item such as a removable camper shell, which was not included in the original contract for your vehicle, should be returned to you, although you may be asked to prove that you bought the camper shell separately.

  24. Should I be notified about who took my vehicle and why?

    A repossession agency is required to provide you with a Notice of Seizure within 48 hours after taking possession of your vehicle. This notice must include the name, address, and telephone number of the legal owner and the name, address, and telephone number of the repossession agency. They should tell you that this Bureau regulates repossessor employees and that the repossession agency is required to give you a personal property inventory within 48 hours of the repossession, and that any damage to a vehicle during repossession is the responsibility of the repossession agency. To find out why your vehicle was repossessed you should contact the legal owner of your vehicle.

  25. What if my car is damaged during or after repossession?

    The Notice of Seizure, which the repossession agency is required to send you lists that damage to a vehicle during or after repossession, is the responsibility of the repossession agency. Unfortunately, the Bureau cannot actually enforce this responsibility by making the repossession agency pay you for any damage to your car. In case of damage, you should take the repossession agency to small claims or civil court, depending on the estimated cost of repair. You should also file a written complaint with the Bureau, as several complaints of damage against the same repossession agency could result in disciplinary action against that agency.

  26. Can repossession agency employees drive my vehicle or use my personal effects after they have repossessed my car?

    No. A repossession agency employee may not use any vehicle or personal effects recovered from a consumer for personal benefit. If you believe your vehicle was used during the time the agency had it, you should file a complaint with the Bureau explaining the circumstances which lead you to believe it was used.

  27. What should I do if something is missing from my personal effects when I pick them up?

    Mention it to the repossession company while you are there and ask them to check their storage area again. Note it on the release form if the items are not located. Follow up with a registered letter to the repossession agency (with a copy to the lien-holder) describing the missing items and ask them to locate them or reimburse you for them. If they don't comply with your request, send a written complaint to the Bureau of Security and Investigative Services. If some of your belongings are missing you should contact your local police department and begin a small claims court or civil court action to have the repossession agency repay you for your lost possessions.

  28. What about my personalized license plates?

    Department of Motor Vehicles (DMV) has advised us that personalized plates should be removed and stored with other personal effects. If you do not claim them within the 60 days, the repossession company should return them to the DMV.

  29. How do I get my vehicle back?

    The legal owner must give you 15 days written notice before they can sell or otherwise dispose of your vehicle. This notice must be provided within 60 days after repossession. This notice should tell you how to redeem your vehicle and should give you the name and address of the person to contact about payment. Usually, you will be able to reinstate your loan contract by paying your back payments and the repossession fee, unless the legal owner can prove that you did one of the following: A. gave false information on your loan application B. hid the vehicle to keep it from being repossessed C. kept the vehicle in bad repair or damaged it on purpose If the vehicle loan is with your credit union or a finance company, the above information may not apply to you.

  30. What charges, if any, might I have to pay?

    In addition to paying all or part of the contract balance, you may have to pay a repossession charge. Most vehicle installment loan contracts state that you may be charged for the costs of recovering the vehicle if you default on the loan payments. Therefore, the legal owners may charge you for the amount which they have been billed by the repossession agency. Also, most repossession agencies charge a fee for storage of personal items that were in the vehicle at the time it was repossessed. The amount of the storage fees must be given on the personal property notice prepared by the repossession agency and will be collected at the time you pick up your personal items. Many repossession agencies require that these charges be paid in CASH. If you choose not to make the payments within the 15 days allowed, the legal owner will arrange for your car to be sold. If the buyer does not pay the full contract balance, you may be required to pay the difference, which is referred to as a deficiency.

  31. How are the police involved in repossessions?

    Immediately after the repossession, the repossessor must notify the local police or sheriff's department that he has taken your vehicle. As long as the repossessor has the proper identification and can show that the legal owner hired him to repossess your vehicle, the police will probably not interfere with the repossession, even if you call them. However, if you feel that the repossessor has threatened or harmed you or damaged your property, or entered your car or property illegally, you should call the police and file a police report.

  32. How do I file a complaint with the Bureau?

    A consumer may contact the Department of Consumer Affairs', Consumer Information Center at 1-(800) 952-5210 and request a complaint form. Please provide copies of all documents relating to your complaint with your completed complaint form.
    repossessor agency license exam test help



    Written and compiled by a person who has been hired by BSIS
    for the re-write of another BSIS test, thus learning some 'secrets'
    behind their 'answer choices' and other test-question ideas
    !

    --also: author/compiler has taught BSIS topics at schools since 1988,
    and has easily passed multiple BSIS licensing examinations himself!--

    Additionally, author has a law degree and 3 years of law school,
    allowing him to explain the legal portions to you more simply than others.


    Also available:
    Private Investigator PI license test study guide material for California, Texas,
    New York, Nevada, Washington, Illinois, Georgia, Hawaii, Wisconsin, Florida,
    Oregon, and Missouri; and California Private Patrol Operator, California Repossession
    Agency, & California Alarm Company Operator practice-questions study material too.



    Need a CA Repossession Agency license application?
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    If you want to download a repo license application, paste this into your browser:
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    Besides the application, be sure to also download 'LiveScan forms'.
    (but beware: there are 'tricks' and 'traps' to the application process;
    call us for assistance before you make the common application mistakes!)



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